Saver Solutions

Fixed Annuity

A savings insurance product that allows the ability to defer taxes while earning a competitive interest rate. Deferred sales charges exist but most allow annual partial withdrawals.

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Fixed Index Annuity

A safe savings vehicle that has its appreciation tied to the stock market. The product has limited upside and is not an investment product. The objective is to save safely with some market upside with some inflation support.

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Legacy Matters

An “almost fixed annuity” simplified life insurance product that offers answers for your estate. Some products offer cash build-up while others only offer principal protection. Purchasers receive a tax-free death benefit to heirs and a 100% guarantee of premium. In other words, a ‘money-back guarantee.’ This guarantee is why Legacy Matters is so special to healthy savers. A 15-minute underwriting process is needed.

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At this time, no market volatility is recommended to Savers due to the extreme over priced stock markets. Precious metals are currently being evaluated for a possible recommendation soon.