For many years, I have witnessed the decimation of the American Saver. Bank interest rates have gone to zero. Was it due to the free interest rate markets? No. It was a result of The Fed manipulating rates. The Fed gave up the saver so debtors could pay less for real estate, mortgages, stock buybacks and every other debt instrument. America has become the greatest debtor nation in the history of the world. And the American Saver has been the victim. This is the reason why I founded SaverTown. The next decade in America will not be easy. And Savers will need more guidance than ever.

Saver,
Bob Hock